Sleep Technology

My nights are an oddity. As far back in memory as I can go, my sleep habits haven’t been what others consider normal. When I was younger it was much more difficult. I had a record player by my bunk-bed. An old heavy thing. But then again, I’m old enough to not just remember 8 track tapes, but to have used them in my youth. I believe I was 5-7 yrs old and I would try to play a record, usually some Disney production, to keep myself company awake at night. I have memories of my mother yelling from her room, “it’s time to go to bed”.

Technology may advance, but as I got older my sleep issues never changed. My advancement in technology was a small transistor radio. It was small blue mono with a single hearing aid style ear insert, and I loved it. I developed a love of audio-theater, being drawn by CBS Radio Mystery Theater and voice styles of the classic radio news broadcasters. My sleep was close to impossible, without the soft voice that fades to white noise, as I finally drifted away.

Times do change and the transistor radio from the years before my teens, becomes a stereo radio, Sony Walkman. Needless for me, this stereophonic sound, having developed a taste for AM radio talk shows. Even young I understood the struggle people had with money and investing, and these subjects where my passion, I listened for them every night as I moved up and down the dial. I always hoped to find one just starting its broadcast, knowing it might be possible then to drift away

The developments in communications and broadcasting have moved like lightning. I’ve enjoy those leaps in technology as much as others, but still my personal advances in getting a better nights sleep, haven’t been so spectacular. Tapes, Cd’s, Internet, Mp3 players, Satellite Radio MP4 players, Wi-Fi, and now the Cloud for our use. A thing of wonder when properly considered.

My use of available technologies has moved ahead with the times, and my tastes for media has changed too over the year. I use the Internet to feed my passion of news forecasting and opinion on Economics, Investments, Banking, and Government policies, around the world. While at night I now drift and fade to Literary Classics in audio book form.

I may not get 7-8 hours of sleep a night, in fact I average between 3-4 hours, but my experience of my tossing and turning while others rest, has become a richer and fuller insomnia experience with technologies advancement. For counting sheep, warm milk, chamomile tea, Benadryl, (diphenhydramine) prescription sleeping pills, sounds of nature tapes white noise makers, and brandy at bedtime I have no thanks. But for those who’ve worked to enrich my experience of  insomnia and sleepless night with such bedtime (for me) technological wonders, I thank you all.

Too Big for their Breeches

There is no question that financial institutions have their place. There’s also no questions that business is a benefit to society, as they provide needed goods and services. However, I’m seeing that they’ve become a little too big for their breeches, because of gains made through policy change, low borrowing rates, and increasing fraudulent practices, that aren’t litigated as crimes. This has supported a sense within the industry, of  being untouchable. Too big to fail as a concept, continued bailouts, and small fines for large scale theft and fraud, have created this climate.

I see greater control of the populous, because of the untouchables. Food is a great example. As petroleum corporations increase the manufacture of biofuel, food comes off the table for the worlds poor. This is caused by an increase in commodity prices. As edible calories are removed from the market. Even though there is no need to use food stuffs for biofuel manufacture.

Farming food production and distribution is a petroleum dominated industry. From fuel for the farm equipment, to pesticides and fertilizers used during cultivation, and the fueling of the trains and trucks that bring those products to your store, all enabled by petroleum.

There isn’t a commodity that’s not made possible by petroleum. And there isn’t a commodity who’s price can’t be manipulated, as power players fiddle with the world stomach and lives. Considering the importance of food prices, as people need to eat. Also including fuel again, as people need heat light and to cook their food. People also need to save for their futures, when the fiat currencies that dominate monetary exchange, stability is in question. A function of precious metals, to my thinking. But the commodities market is also the structure that can make unavailable these life sustaining elements to the masses of impoverished persons.

These controls and manipulations are no big surprise, as we watch the siphoning of wealth from the bottom, up. I’d also expect even more outrageous behaviors from these created entities. Many see reports of fraud in other financial sectors. Which is not a surprise. But many don’t note manipulations within the commodities markets. Even though commodity prices are reflected in a households everyday purchases.

The prices of commodities are set to become even more important, to the average consumer. I say this because I believe we have inflation locked into our future. We will have inflation because of continued printing of money and growing debt. I foresee a 50% currency devaluation over the next 12 years, here in the US. Something that never would have needed to happen, but for the present time flawed policy and practices of the FED.

Unfortunately many have been led to believe, inflation will help them with their personal debts. This may be, but the total effect continues to advance the gap between rich and poor. This is the plan though, it appears by the games being played in the markets. It advances the two class system so sought by the elite investors. You can see this related in the stock markets rebound since 2008. The numbers are up for sure, but the reality when one asks those saving for retirement or a rainy day is they’ve taken a serious hit, and their investments haven’t rebounded as the markets numbers would suggest. But you ask yourself where did it go, and that’s obvious. Those moneys lost by ordinary investors, from retirement savings and small investor portfolios have been siphon straight to the top.

I believe we need to see this idea of wealth trickling down, as a failure. I also think, the only voodoo we see in our economics, is the magic of wealthy redistribution to the top, while pushing the idea that those on the bottom are the drain on the middle class. When will the masses see how they are being controlled and lied to, about what’s in store for their financial future. I see losses. Losses from more scams more scandal and more fraud. These used as weapons by the power players, to part those with retirement funds and small investor portfolios, from their money.

Like a Boy Scout, Be Prepared

I want only the best for my fellow man, that is my heart. I look for trends in Global Economics, as best I can, and follow Commodities Markets, because it’s the worlds stomach. These two thing’s have a great effect on how our world moves forward, and by way of that, how we live our lives. Those two things, global economics and commodities markets, are constants in my mind.


The analysis of the feelings in my heart, an easy task. The analysis of the subjects in my mind, much more troublesome. However, with the two components heart and mind combined, I am able to form some opinions about the world in which we live. I’m even able to come to conclusions about the direction of trends or manipulations in the markets, after giving the subjects so much consideration.


I personal include one tactic in my research, that I feel has been marginalized and become cliche, “Follow the Money”. And, since the beginning of what seems a trickle up economy, following the money should have become easier. The truth is, with the inclusion of more and more complex financial vehicles, and the erased line between savings and investment banks, adding in the variance in policy in banking centers worldwide, I feel the opposite is now true.


This tragedy, brought to us by the “Too Big To Fail” concept. Policy which has only added to the concerns of the common citizen, worldwide. I think what’s never pointed out clearly is the “too big to fail” is a buzz term, which means in reality, the institution is more important than the people it serves. Placing the too big to fail, ahead of all else. Bailing out the too big to fail from their Risky Trading policies. Taking a position of Greed and losing. Then after losing,  passing those losses on to be paid by citizen individuals. Individuals who had nothing to do with banking finance and corporate greed, or the risk they took in the new derivatives added to the market. A total run for traders, based in cheap borrowing costs from central banks.


I can’t save anyone from the even harder times ahead. I don’t have that ability. I do say forget your love of the green paper. Fiat Currencies the present recognized monetary tool are destine for abuse and failure. I would like all to have some solid store of value. I believe in a diversified portfolio, but the trend says to me the diversification percentages need to change. Look at your necklace or ring they have meaning or symbolism but they also have a value, and you can hold it in your hand, just like the green paper. Have you considered those items as personal wealth? Well it’s time to.


Governments have picked up the physical gold stocks they hold. There is even talk of a partially gold backed, Chinese Yuan. Tangible asset classes seem to be the trend. If you question it’s hard commodities value and future, again look to China. Chinese State Television has Advertisements, Marketing gold and the physical possession of it, to to all. Yet, designed, to speak to their growing middle class. Also add into this India. India is close to the largest purchaser of gold worldwide. Just surpassed by China, I’m thinking. So, I see is two fast growing countries, with a total population around 2.5 billion people, motivated and being motivated to purchase and possess physical stocks of precious metals.


Every country appears stressed by the changing world, and the advancement or decline of themselves and others. I feel it’s even more important to prepared, for what I see as, The Demise of Fiat Currencies? Do you want , because of inflate currencies, to see no value to your printed paper? I’d say no, and would make the move to correct my investment strategy. What you do is your own call.


These are tough times,  and I’d say, like a Boy Scout, Be Prepared, I feel, there’s much more difficulty left to come.

The Economic Butterfly Effect and Election Day

The contagion continues in the EU, as their markets realize losses from the purchase of credit default swaps, based in our sub-prime mortgage market debt. This because of the Fed’s policy of lowering the interests rates. Doing this, they themselves created the 2008 bubble burst.

 Games Theory, with it’s “Fuck You Buddy” principle, and understanding human nature, just at it’s base, should have been enough to return with a different Fed result. But no, a housing boom was a good thing, being a way to distracted the people as doom fell and war came, and as the citizens rights were taken away. It was an excellent ploy.

We saw the results here in 2008 as markets dumped, and a fall started. All this began back in the Clinton administration, under Alan Greenspan. The boom was amazing, but look what’s happening now. Also know, what comes around goes around. I’ll explain.

Our bursts was felt everywhere, as market flow is now internationalized. Our home loan establishment and banking industry knew these credit default swaps were total crap. However, with the American origin, and by slipping in just a small amount of top rated loans in those credit swaps, they were able to pass them off.

I see this move in the credit markets was a mirror of what Japan’s banks had done, setting us on a mirror of their path of stagnation. A problem I think we all see, and a situation only exacerbated by the export of jobs, because of offered tax breaks. I love us, (the government) essentially paying to have our jobs taken.

Hilarious, but I digress, lets move on and go back to the EU problem.

I had said in the past Ireland was toast, and they just confirmed that with their vote. Staying in the monetary union will bring future economic crisis to the country, on top of already troubled times.

That said we go back to Greece, and the rise of the right. Greece was an immigration stop for many looking to stay in the EU, for whatever reason. With the downfall of the economy, and added austerity measures there is now a competition for resources. I spoke once in the past about a sort of famine that would come, and the nationalism that would rise. This can now be seen in competition for available soup kitchen meals. (Those posts are mapped as Greece, on my timeline.)

Greece even after bailout is, as I’ve said, destine to leave the EU. I believe this to still be true today, as they can still not maintain their national government, as the majority of the past bailouts keeping going to cover banking debt. This again from our fall out, and their own lowering of interest rates in their lending/credit markets.

This is matched across the EU, adding their own insult to injury. The injury was the manipulation of grading the security of these credit default swaps. We, our banks, lied, here and knowingly. The purchasers were ignorant of what the swaps contained, as those financial instruments were made as complex as possible. The ignorance of the market, was falling for the scam and essentially going on trust, in their understanding of the instruments. The markets went into a frenzy for these products, The thinking here at home was that the houses and properties we purchased would always grow in value. The myth had been perpetuated through the lending advertising campaigns, promoting the American dream of home ownership, good bad or no credit. I mean please.

The trend continued on the coattails of the American boom, in other countries. Our fiats were sealed.

So truth time, as I’ve tried to express before. Greece can’t stay in the EU. Spain won’t be able to stay in the EU. The contagion continues to spread, and will spread more. ECB money printing will continue, as will Federal Reserve. There will be other countries that will need bank bailouts. Those bailouts will lead to stress, on already stressed sovereigns. This stress causing the governments to slowly fail, adding to everyone’s pain, as the social uprising continue.

This is because none of us will willingly take our medicine so we prolong the pain. The pains going to continue too, and come back to America to reinfect our banks with their failing union and our own investments in it.

You either lessen the countries stressing the monetary union, allowing “orderly defaults”, as they exit the monetary union. The other side only sees future uprising, and it spreading to a wider area geographically. Letting them leave allows them the possibility to recover as nations. This is not unheard of, as we have examples of this path being a success.

The other side sees Germany finally breaking the entire Union, and leaving alone in the end. The bitterness because of the time it takes for this to play out, would leave permanent political and social conflict. Vilifying Germany again, but for economic genocide this time around.

When the Financial System is so complex, and completely lacking transparency. When the regular investor isn’t clear on the difference between an investment advisory and a fiduciary, because they try to hide their true nature. When our interest rates are set by the Federal Reserves, or an ECB that knows it’s actions with interest is driving an insane bubble, and they don’t raise rates, but lower them. When they give close to free or free money to large borrowers, so they may gamble against their borrowers betting they will fail. so the bank will make profit anyway, as they watch ordinary citizens fail, even die.

Yes we are pretty much screwed here, in this election season, here in America. Don’t try to fool yourself. When banks don’t work for you and the politicians work for the banks and big business. When there is no limit to a media campaign that allows political influence, one that can be based in half truths innuendo or speculation, there is nothing left for a regular person who loves the country, to stand on.

They say “no taxation without representation”. Well folks you can stop paying because none of you are. Really, no matter your Ideology, you are longer truly represented but our government. They are beholden to others not you. I’ve heard many people use the phrase “wake up”. Well, it’s time to wake up to this reality, and Change It. If you considered yourself and your young family middle class, many of you won’t be for long. If you felt your parents were set up for retirement, that situation has most likely changed changed greatly, over the last 4 years. You’re not being considered by any party, so it’s time to end their party.

Change takes time, even when there are no political obstacles, as there have been in our legislative branch for some time. Be patient, nothing good is going to be easy, and nothing easy will help now. Stay strong America and be watchful,,and critical of the establishment, as that’s our job as citizens, and we’ve not been doing a good job….. No matter the ideology you espouse. I’ve called this election a case of red death or blue death, but you can also look at it as the battle between A Tool and A Fool. And folks, that’s fair and balanced.

Greek Pain (FB 2/10-12/2012)

I’m sitting quietly waiting for Greece to go pop. I hope they stick with their Sovereignty, and tell the Banking and Political Fascist to screw off. Iceland Argentina, Greece looks good with them, over the brutally cruel suffering that will be imposed on the people by furthering these measures. This sets a precedent if they break, so this type of strong arming of a nation states into serfdom, will continue to be followed on all other nation states to come. And, boy are there more to come.

Remember, if they say they are going to default over a/the weekend, it’s a pay off of sorts. to Banks and other large creditors, as they will position themselves and be well in play, to take advantage of a/the Monday worldwide stock market openings. Further draining the wealth form real savers will be the result, if this occurs. I’d like to remind all here, as I say this, to remember that their are markets that if you don’t have the prerequisite wealth, you don’t get to participate. As we go on, and see the rich get richer while the poor become greater in number, that these unfair practices are why your savings keep going down. For all those with simple retirement funds, my deepest heart felt sorrows for your impending losses, should a default occur. I believe in the end it will be for the best future. Not that it will make it any easier. As usual this comes to, We can’t do anything to help ourselves until it almost breaks us. I wish that were not the case.

Lowering the minimum wage over 20%, will be their downfall.

Greece pressure to ministers as they look to vote. Saying, if you don’t vote for the new, and even more radical measures, to make the Greek people suffer, you have no place in this government….. Welcome to Fascism in Europe, it rises again.

Catastrophe or catastrophe. One will continue the pain with each subsequent bailout to follow. The other will bring the country to the brink. Which is close to where it sit now. It makes the country united for their future, as they heal. Neighbor will help neighbor. And if needed, humanitarian help will come. Making this a publicity nightmare for the EU. They will end up looking as if they tried to start a genocide. Greece will proudly make it’s return to prosperity, as Iceland did and Argentina has. And No precedent will be set for this banking brutality to continue. Lost in the issue, and needed to be acknowledged through this issue, is the fact that each and every country is Bankrupt. This Continuing Is Flat Silly, and an Exercise in Futility. Truth not scare tactic. Reality for us all.

You do not get out of debt, with the creation of more debt. Continued pain with each subsequent bailout, was the choice made for the people. When you keep doing the same thing over and over, expecting a different outcome, what are you? The default inevitable is left for another day, like their next bailout payment.

Hey, you don’t want to believe my words as true? Thought this was the end? Thought Greece had been saved? Here a link with a lovely little document attached to it from PM Greece to Head of IMF. It makes me sick, what banks are doing to Greece. And now they have broken, this tactic with Greece as the example will be perpetuate on each country to follow.

Hey, and here’s an old graph, which has only become worse since it’s publishing, a bit over a year ago. Please note your top Eight, in risk of default.

Where did these folks get their education on economics? Mine comes from a freaking Cracker Jack box, I’m aware of the world being bankrupt, and I’m dumb as a post, with zero education. I wish more had a base knowledge of banking government and economics. But those subjects have been removed to prepare from standardized multiple guess testing.

Missing also from reports, is the fact with each bailout, Greece debt has risen about 15 Billion dollars. What a plan.

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